Homeowner’s Insurance: A Worthwhile Investment

Posted on: May 11th, 2013 by SRSblogger

In a perfect world, we wouldn’t have to worry about natural disasters like floods, tornadoes or hurricanes. We would be free from accidents that injure our family or others at our home, and our pets would never be the cause of a guest’s injury.

Threat to homeowner's insurance

Only certain natural disasters are covered in your homeowner’s insurance policy

Unfortunately, we live in a world where floods, hurricanes and tornadoes damage property, and people injure themselves at our homes by accident or because of our pets. In these situations, having homeowner’s insurance helps when it comes to making repairs or paying medical expenses.

A standard homeowner’s insurance policy covers your home and everything inside of it, such as valuables, electronics and furniture. In the event that these things are damaged by any natural disasters, fire or vandalism, or if they are stolen, your policy provides the financial means to make repairs or replace taken items.

Additionally, injuries to others caused by your home, you and your family and even your pets are covered. For example, if a guest trips over your dog and breaks their arm, you could be liable to pay their medical bills. Homeowner’s insurance will help you financially to own up to your responsibility of paying the injured guest’s medical expenses.

Home is where we go to be safe, and life is hard enough without damage occurring to these safe havens. When these kind of bad things happen, it’s easy to be shell shocked and paralyzed by not knowing what to do. With the right homeowner’s insurance policy, you’ll be taken care of and will be able to get back on your feet.

If you don’t have homeowner’s insurance or need to have your policy updated, the experienced staff at Southern Risk Services is ready to help. Contact us today to be put in touch with professionals who can help give you and your family peace of mind in the event disaster strikes.




Terry Young, President

Call Now 256-442-3443 or Toll Free 877-222-UROK (8765)

For a FREE, No Obligation Phone Quote

Compliments of Terry Young, Southern Risk Services

3224 Rainbow Drive, Suite 2, Rainbow City, AL 35906

Phone: 256-442-3443 Fax: 256-442-9546


2236 Cahaba Valley Drive, Birmingham AL 35242



Comments are closed.