Beat the Scam: The 4 Most Common Car Accident Scams

Posted on: July 17th, 2013 by SRSblogger

It seems that criminals will do anything these days to try and make a quick buck. From sending phony emails and text messages designed to steal your personal information to filing ridiculous lawsuits for pretty much anything, these people will stop at nothing to benefit from technology or law.

Auto scammers

Protect yourself against auto scams just like this one!

The same, unfortunately, is true when it comes to your car and accidents. The National Crime Insurance Bureau found that staged accidents increased by 102 percent between 2008 and 2011. Staged accidents are “accidents” that are set up by usually a team of perpetrators to make money off a supposed mishap.

While there are many kinds of staged accidents being perpetrated across the United States, here are the four most popular ones among scammers:

  • The swoop and squat: this involves three cars working together. The first two will pass their victim, while the third comes alongside the victim. The driver of the middle car will then “squat” on the brakes in order to be rear-ended. The middle car will be full of 3-4 passengers, all of which will claim “injury.”
  • The drive down– when waiting to turn left, you’ll be lured into thinking you can make it past an oncoming scammer, who will then speed up just in time to hit you.
  • The wave down– two or more scammers set up an accident while another gives a victim a wave that the road is clear to pull out of  parking lot or side street.
  • Enhanced damages– in a legitimate accident, the driver not at fault adds more damage to their car to increase the claim.

How can you beat such ruthlessness? In any accident, gather as much information as you can. Take pictures with your phone, write down names and phone numbers (test phone numbers on the spot) and find any witnesses that can help you out.

We hope that none of you are ever a victim of these scams. If you think you’re being scammed, inform the officers on the scene as well as your insurance company.

Until next time, drive safe!

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